Instead of the world running on pay cycles, imagine if the movement of money was continuous.
The traditional payroll system of bi-monthly payouts was something that did not make sense to the founder of Zebec, Sam Thapaliya. In 2017, the Nepalese CEO wrote a paper predicting that the future would see money moving continuously like self-driving cars, backed by a smart contract — but according to Sam, “no one understood.” Then a conversation with friends a few years later sparked the idea to build Zebec, a DeFi technology built on Solana that ensures timely, uninterrupted payment processes and streams.
Zebec is spearheading the evolution of how money is moved on the blockchain, creating the model for the future of on-chain payments. “Our goal is to enable the world in which everyone is being paid in real time, so that you are not relying on payment lending. You have access to wages in real time so you’re not relying on any authority to hold your pay,” shared the 24 year-old founder.
This evolution of pay cycles will evolve the concept of credit as well. “Now your pay cycle is going to be how many cents you’re earning every second, and how many of those cents you are able to pay back your debt,” according to Thapaliya.
“Being able to pay in real time, your interest rate will go down because you’re much more reliable for the lenders,” he explains. According to Sam, with this concept, the payee receives their money faster, thus compounding their money faster at the same time their interest rates go down.
This new model of money moving perpetually comes from a man who grew up during a civil war, under a…
